What percentage of college students take out loans?

Question:Due to personal beliefs I've decided to not participate in the ROTC program at my college, and I've lost the tuition to cover my expenses for the school year. My parents are giving me a hard time about it, saying that many students have scholarships to cover these expenses already, and that not everyone relies on loans.

I've earned one scholarship so far and am on financial aid, and going to an in-state school which has reduced me costs to $6000 a year, which is pretty good going to a Public Ivy if you ask me.. I want to prove to them that not every student has full rides or pays for it straight cash. Does anyone have the numbers/facts on this data when it comes to loans?

Answers:
I found a surprisingly interesting fact from my school; the University of Iowa. It said that %44 of students that graduate were debt-free! I was very surprised, they also said that of those %56 that had loans the average amount at graduation was only $12,000. I think that is pretty good considering the schools tuition/Room and Board/Living Expenses are in excess of $17,000 a year. As for myself, my parents are pretty well off but are not paying a dime for my schooling so I am taking out loans for about $6,000 my freshman year and the rest is paid for by grants/scholarships. Just remind your parents that you will be sure to get a career that has a high salary right out of college so you can quickly pay off the debt. I am going to be an accountant like my father so average salary for first year out fo school accountants is over $55,000,, so I am not worried and neither should you or your parents as long as you will be a good student.

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