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You didn't give a lot of details, but if you are able you should always try to get a deferred federal loan. Just as you likely did with your undergrad education.
If you are currently employed you may not qualify for enough federal assistance. Contact your employer human resources department, many employers will help pay for grad work if it advances your education in your current field of employment.
Contact your college adviser to see if there are any grants / scholarships that would be available.
Finally, you could get a private student loan. They are deferred payment just as federal loans.Typically these are good for people who do not qualify for any of the above and will typically be easier and faster to get. The money is sent directly to you and you use it as needed.
For student loans it's a good idea to apply at a couple places to compare programs. You could try Chase Student Loans, http://www.usadegrees.com/chase/... its a division of Chase Bank and Student Loan Advisors, http://www.studentloanadvisors.com... which works direct with an independent lender.
There is no cost to apply online and when they call you back compare the interest rates, fees and choose the best for you.
First of all, congrats on getting your Masters degree! I just finished mine and it was a wonderful experience!
The best type of loan that you should get is a federal government loan. You won't have to pay these back until about 6 months after you graduate.
Here's what you need to do:
1) Fill out the FAFSA. This will determine if you are eligible for financial aid. Go here:
http://www.fafsa.ed.gov/
2) Once you are eligible for aid, choose a government-based student loan. The best loan to get is a Federal Perkins Loan. These have low interest rates and the government will help you pay it back as long as you stay enrolled in school. You also don't need a cosigner or good credit for it. For more info go here:
http://www.studentfinancedomain.com/stud...
3) The next best loan to get is a Subsidized Stafford Loan. This has many of the same benefits as a Perkins Loan. Learn more here:
http://www.studentfinancedomain.com/stud...
You can also get a grant or scholarship to help you pay for your degree. You can read about them here:
http://www.studentfinancedomain.com/fina...
Here are some sites that offer teaching scholarships:
http://www.straightforwardmedia.com/educ...
http://www.aft.org/teachers/jft/loanforg...
http://www.siemens-foundation.org/teache...
Here are some sites that offer general grants and scholarships:
http://www.fedmoney.org/
http://www.findtuition.com/scholarships/...
http://apps.collegeboard.com/cbsearch_ss...
http://www.freegovmoney.net/
http://www.educationplanner.com/educatio...
http://www.studentawards.com/
http://www.college-scholarships.com/...
Good luck!
The best type of loan that you should get is a federal government loan. I found interesting information about your answer FEDERAL LOANS, college loans, scholarships, college grants & partime works here. http://all-student-loan-consolidation.bl... Good luck!
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