Answers:
no, because you live with them, if you live with them thay are financially responsible for your schooling which means they will want your parents tax returns for income proof. but if you move out on your own it goes by your income, only if you sign paper work stating you are financially independant and get to letters form witnesses to this... if you can't furnish that, it goes off your parents income until you are 25 years old
yes you should qualify.
go to the college and talk with an advisor, they have the information you are seeking.
yeah i think you will.
Since you still live at home, they're gonna go by your mom and dad's income. Unfortunately, that's how that works.
Financial aid is not a loan, it's money off the tuition bill right off the top. A student loan is...a LOAN. Usually lower interest than, say a car loan, and a longer pay back period (which killls you because interest x time equals a huge amount in the end)...
Good luck in school!
hm..it depends on how much your parents make. go ahead and give it a shot. the financial aid in florida also takes your information to see if you qualify for scholarships as well and pell grants so my advice..go ahead and apply for it and see what happens.
And yes you do not have to pay back the money you get from financial aid or pell grants or scholarships. actually if there is cash left over from the money you were awarded you'll get a check w/ whatever remains. Student loans have to be paid back and they have interest rates so if you end up applying for a loan read carefully and check those interest rates because if not you could end up paying it for a loooooooooong time.
Financial aid includes grants and loans. The loans are given to you at very low rates, usually subsidized by the federal government. I'm not sure if you will qualify for grants, but everyone that wants loans and is enrolled full-time gets them.
Wow...the 1st to guys to anser your queston look like twins. Yeah you'll probably qualify for some FAFSA (money you don't have to pay back. But as you said you can do loans too. I took out loans and got FAFSA...my debt with my loans isn't too bad...and my education was worth it :) Good luck!
Speak to a financial aid counselor at your school. They have all the information you need.
Grants and scholarships may be part of your financial aid package if you qualify for them...those are the ones you don't have to pay back, unlike student loans.
Financial aid is the term used when applying for monetary help with college. When you fill out the FAFSA your are applying for grants and loans. There are local and federal grants available, but because you are 19 you still have to report your parents income. If your parents are divorced you get to pick which income you want to report, go for the one that makes less money. Most likely you won't get very much help from grants if your parents make good money. As for student loans, you are given the option of whether or not you want to accept the loans. And if you do accept them you don't have to pay them back until you are out of school. Unfortunately financial aid assumes because you are 19 that your parents will help you with college. I don't remember the exact age when you don't have to report your parents income but it is something in the 23-25 age range. Good luck with school.
Aid you do not have to pay back a loan you will have to pay back. Chances are since you live at home and your parents make pretty good money you will not be able to get aid. You can try though it can not hurt I would fill out all the loans you will qualify for just make sure you do it on time and the earlier you get it in the better. Like if you apply for anything federal most of the deadlines are like in the Spring or Summer but you should fill out the application and turn it in, in like January if you want it for next Fall. With loans you can take out a student loan but you will have to pay it back. Most people defer the loans until after they graduate. That means you do not have to start paying them back until you get done with college. You should watch out and make sure you get one that will not have a high interest rate. Remember that unlike other things if you for some reason declare bankruptcy your student loans are not part of the deal. You always have to pay them back. That is why student aid is the best way to go. I would call and meet with someone in the student aid office of the college you are wanting to go to. They can give you a lot more information and tell you what all you will need to fill out and so on. Best of Luck. :)
The amount of financial aid you get will be determined by your parents' income, so if they make a lot, you might not qualify for much. However, you can always get some kind of assistance for schooling, even if it's a loan. The term "financial aid" includes grants, scholarships, and federal loans. You don't have to pay back grants or scholarships. Loans do have to be paid back after you're done school. Next year, you need to fill out a FAFSA (financial aid form you get from your school or online) as soon as you and your parents get your W2s. The earlier you send in the FAFSA, the more money you're likely to get. If you're not eligible for enough money to cover your tuition, you can get an alternative loan, which you'll probably need your parents to cosign. You don't have to pay this back until you're finished college, like the federal loans, but alternative loans come from regular banks. If nothing else, your school has payment plans to help you take care of your tuition. The good news is, a community college will be cheaper than a private school. Good luck to you in the confusing, complicated world of financial aid!
The only way to know for sure is to fill out the financial aid forms. Once the forms come back then you will know what you can get. If you get a grant, you do not need to pay it back. If you take a loan, you pay that back when you are done with school. They also have work study (i think it is called that) that is when you get a job at the school and get paid for it. All schools are different so the first thing to do is get that form in so you can find out your answers. You can also get money from scholarships. If you have a disability check with the DVR(department of vocational rehabilitation). My first year of school I got grants and loans. Then I went to school and found out about the DVR. One girl I know got it because she had asthma, one of the guys got it because when he was born the oxygen was cut off from his brain. He seemed fine to me. The girl with the asthma even got help after school in finding a job, relocation, and travel. All from the DVR. Good luck
You need to go to your school's financial aid office and get some information. What really matters is whether your parents are claiming you as a dependent on their taxes or not (it doesn't matter that you're over 18, they could still be claiming you). If they are, then the financial aid people look at their money and yours when determining how much you'll get. If they don't claim you, then they only look at your finances, meaning you'll get more money. Seriously, go to your school's financial aid office really soon. Financial aid is a government, not school, program, so there is a limited pool of money given out each year. It is given out on a first-come, first-serve basis so you get more the earlier your apply. If you haven't gone to the office or even applied yet, do so NOW because you're just losing aid money if you wait. Find out if your parents are claiming you as a dependent on their taxes (they probably are) and get copies of their tax information, the office will require it as well as yours. Get ready for paperwork but it is totally worth it because there is a direct relation between your level of education and your income. A little paperwork now for an opportunity to make good money later? Totally worth it.
Pay close attention to the last 3 or 4 posts they are correct...
Financial aid is grants and loans. Grants you don't pay back, loans you do.
You will have to report your parents income until your are around 24 or married or have kids or become an orphan or a couple of others... no matter where you live or even if they do or don't claim you on their taxes, moving out won't help.
Soooo to answer your original question, yes, you will probably qualify for "financial aid" it just may not be (the kind you don't have to pay back) just scholarships and loans. Personally, if your folks make good money... ask them to help you for the first two years... and you will pay the last two.
if your parents make good money, you wont get much especially for a community college student who lives at home. Seriously, those schools are nearly free to start with. you might be able to get some loans though I doubt the rates will be any good
There are many scholarships given out by government and other organisations every year. You can try for some online government scholarships or grants. Fill up online forms and see if you are selected for the scholarship.
To know more you can visit
http://www.scholarshipgrants.blogspot.co...
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