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I am not sure what is paying for your school, but by filing out the FAFSA(Free Application for Federal Student Aid) application, it will tell you if you are eligible for Federal student loans, and grants. Of course, you would want to take the grants, as much as you can, and subsidize your income with the loans. if it gives you a choice of subsidized or unsubsidized Stafford loans, take the subsidized first, the government pays your interest while you are in school. You can fill a FAFSA out on-line. TERI loans that were mentioned earlier should only be taken out if you are turned down for these loans, they are private loans, a last resort only.
And the six month grace period is good for all federal student loans, plus there is an additional six years of nonpayment after that, three in deferment, three in forbearance, if you qualify.
Check out http://www.clearstudentdebt.co.uk... as it has lots of resources on managing student loans etc..
Go go FAFSA - the government student loan site. They will hook you up with subsidized and unsubsidized student loans, at a lower interest rate than private lenders.
All student loans have a post-graduation 6-month leeway time frame. Try getting a federal subsidized loan, which typically have lower interest rates. You can then use that money to help out with other expenses.
I am a Financial Aid Administator, and a lot of my students are now taking out Teri loans. Their website is www.teri.org.
you go to fafsa and fill out the forms then you meet with a loan counselor at your school and fill out for the federal loans ---they are the ones that you pay back six months after you leave school...they are subsidized and unsubsidized..i forget which one acrues interest while in school --but one does...anyway also try to qualify for a grant..those you do not have to pay back...i am in school now and have five kids and i get a grant and a loan...it helps...
Complete the application at http://www.fafsa.ed.gov/. This will allow you to be considered for grants and low-interest student loans from the federal government. You can also be considered for aid from your state and institution. The loans have a 6-month grace period after you leave or graduate from school.
Maybe you can try below website to get the information you need. It's about student loans for your second opinion. Good luck
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