So...if I decide I want to go to school until I get a Ph.D, does that mean I can defer my student loans?

Question:or at least not go into repayment until I finish the Ph.D?

Answers:
Yes. And the great part is that most schools report to the lender that the student is at least half-time, so the process could be made very easy. You will probably have to start paying back the loans six months after you're out of school. Stay in school...till you die.
Exactly right!! All the more reason to go to gad school :]
I think as long as you keep going to school without any gaps you can definitely defer paying...just remember many loans accrue interest during the time you are not paying...
YES. That's the name of the game until you get on your feet financially after your schooling!

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