Answers:
You can still get 'em. Go to your school's financial aide office and they'll guide you through the process.
If those loans are either Perkins or Stafford loans your credit isn't considered since they are backed by the federal government. But private loans will consider our credit- and trust me, I was turned down for private loans until I found a co-signer. At the time my credit score was around 640.
you can still get them but your interest rates may be a little high
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