I don't know about what most universities allow now, but when I was in college, credit card companies offered free t-shirts, food, and other stuff for signing up for a credit card. Once you have that credit card, it's easy to use since everything is an "emergency". The university I attended no longer allows credit card companies on campus.
I would try to include something on how credit card companies entice college students into getting cards--they sure do love us.
Talk about the recent legislation that has banned credit card companies from holding application drives on campus.
How about the effect of credit card debt on the overall economy (the current sub-prime lending crisis) and what various religions/philosophies have to say about borrowing and debt.
How about the burden it can be on the parents if the card is in the parents name and he or she runs it up while attending college?
Find other means of spending money without having to run up a Credit Card bill.
Planning the spending of finances according to what you have available. Take off all monies you know you are going to be spending, e.g. food, water, telephone, fuel bills, etc.
Hope this might help.
This article contents is post by this website user, EduQnA.com doesn't promise its accuracy.
More Questions & Answers...