Answers:
I believe it would best that you pay off the BK. This way it will free you of anymore grieve with the court. You will sleep more comfortable that this has been settled and can re-establish you credit.
keep the money, these people get paid anyways, i heard that from my legal adviser.they just want that extra money so that they can get a bonus!
save the money to provide a cushion in the future.
fulfill the ch 13 obligation over time to establish a responsible paying habit. If you run into difficulty the savings wil be available to use for the low spots.
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