Well, to find out which one you should take, you should do a practice test for the SAT and the ACT. For the one you score higher on, you should prepare for and take that test.
You can compare your scores on the practice tests by looking up the ACT on Wikipedia--they have a score conversion between the SAT and the ACT.
But to tell you the differences: ACT has a science reasoning section. ACT math is a little more advanced, since it tests all the way through trigonometry (but don't worry--it will only have a couple of really advanced questions). ACT Writing section is optional (but you should do it anyway). ACT questions aren't built to trick you, so the test is more straightforward than the SAT is. There is no guessing penalty on the ACT (but mind you, if you did guess everything, you'd still only end up in the 1st percentile, according to odds).
They're both pretty easy. Just make sure not to drink a lot of liquid before the test. I would have done tons better on my SAT if not for that
The ACT has a science reasoning section that the SAT does not have. The SAT now has a writing section that the ACT does not have. I took both when I was in high school. I thought that the SAT was a little easier, but my scores on both tests were about equal when you convert them.
Both tests are standardized to similar groups of students, so your scores, when converted, shouldn't be too different unless you are really good or really bad at writing or science reasoning.
I would recomend taking both though and using the one that you score highest on. Some schools with prefer one over the other anyhow. Schools on the east coast usually prefer the SAT.
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