I worked for Head Start for 3 yrs. It is my understanding that only a percentage of the teachers at a center have to have a bachelor's degree. As long as you are activly working on it, I think you should be OK. That is according to Federal guidelines. If your local grantee that you work for has set a higher standard, then you don't have much of a choice. I would go to the federal Head Start website and check the guidelines and fight for my job if the local grantee is enforcing this or if federal is enforcing this.
See if your school can arrange an exception for you.
Find a cheaper school that will allow you to obtain more credits.
Check on accredited on line schools.
Get another job, either part or full time and return to teaching
after you acquire the credits.
Borrow the money that is needed. See if relatives or friends can help you.
Some districts and programs will pay you more money if you teach in a hard to staff school.
Find the funding for more classes. If you truly love your job you will do what you can to stay in your chosen career. There are student loans available as well to help you pay for your education. Once you receive your degree, your pay will likely increase as well, and you will be able to pay off those loans. I also know of some states that give out loan forgiveness for educators. Look into it more. It is more do-able than you think it is. Good Luck!
if you are single or married (and your spouse doesnt make a lot of money) you should be able to get grants from the state and federal govt. i know I was in the education field... so i have an idea of what head start teachers make in the harrisburg area... you should qualify for it. also if you are a single parent look for grants like that. you could also go to school for nursing... if you changed your mind... you could work as an elem school nurse. you'd make more than a teacher starting out and youd still work with children in a school environment.
you could also think about opening your own child care center? in home or not... quality child care is so hard to come by... if you combined a safe home, nutritious meals, maybe alittle longer hours, and quality educational activities.. youd make a killing. just have awesome references and youd do well.
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