Trickey math/pysch question?

Question:A teenager purchases a camera for $62 by endorsing his paycheck for $90. Not having $28 change in his register the camera store owner runs across the street to the drug store and obtains $90 in cash for the check. He sells the teenager the camera and gives him his change. Later the check turns out to be fraudulent and the camera store owner must make good with the drug store. He originally paid $32 for the camera. What was his total out of pocket loss?

Answers:
He is out of pocket by $32 to buy the camera, and $90 to pay the drug store, but he is in pocket by $62 in his till, so his net loss is $60.

Different accountants would add or subtract the various items in a different order, so some ways would look simpler than others, but there is no single correct way.
What's happening? Why was the other question deleted? Did not like my answer? Here goes again.

Who is the his you're referring to?
The store owner? $90 minus NSF charges by bank ($20-$25) minus the drug store NSF charges ($15- 20) plus the net profit from the sell of the camera($32) = $85 - $125.

the customer? If he does not pay the NSF charges he gained $90 plus and $62 valued camera. Gained $152.
Loss of $60

I like how the person below me changed their answer once they figured out they were wrong.

Look at it this way- if the check was good, the owner made a $30 profit ($62-$32). But the check wasn't good, so you erase that $90. $30 - $90 = -$60. All the rest- making change, passing the check, etc, is not an issue.
60 dollars

32 dollars-the original cost of the camera
28 dollars -'change'


the would have been profit on the sale is not an out of pocket loss
$60 with given info.

I would like to know what simple 4 step equation is referred to below?

What happened to the $62 of $90 the store owner didn't give in change?

If this were reversed to say how much did the teen and party store gain in the transaction assuming a $32 value on the camera, what would the answer be?
$32 + any penalties that the bank added.
His total out of pocket loss is $ 122 comprising of :-

Original amout paid - $32
Refund to drug store owner - $90

N/B - The change of $28 was given from the $90 he got from the drug store and is therefore not an additional loss
$90 for the check and $32 for the camera.
$122.00
122.00
Not sure exactly what variables to take into account here, but the simple method would be:

Paid Drug store owner 90 bucks.
Gave away 32 doller Camera
Gave the kid back 28 bucks.
Original profit off the camera:30 bucks*

Total loss-120 bucks

The reason I put the star next to the profit was that he sold the camera for 62 but only paid 32, minimizing the loss to the camera since he only had to give the kid back 28 dollars, not 58 (have to love capitalism). I don't see how that should be that difficult.
$60

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